Launched in 1998, The Golfers Club is the UK’s leading golf membership scheme, providing a host of benefits for golfers including premium golf insurance. All golfers should be insured before they step out onto the golf course and are too often unaware that they can be sued for the consequences of a wayward shot. In 1998 The Court of Appeal ruled that 'Golfers are liable for shots that cause injury no matter how slight the risk', and in 2011 a judge in session at an Edinburgh court stated ‘that every golfer, no matter his or her degree of competence, will make bad shots’ and awarded a golfer £397,000 in damages. Both cases were the result of a golfer being struck in the eye by a wayward shot. The responsibility lies with the golfer striking the ball, but the consequences of being sued can so easily be avoided with specialist golf insurance. Not only will this protect against injury to a third party, yourself or damage to property but will also provide new for old cover for theft, loss and damage of equipment 24 hours a day. That’s the reassurance that golfers require.