New For Old Cover

Standard with every policy to give you complete peace of mind

Unlike many other insurers The Golfers Club will provide you with new for old cover as standard when replacing equipment as a result of theft, loss or damage regardless of age or condition up to the value of the equipment level you have chosen.

We don’t impose any age limit on your equipment, so if you are unfortunate enough to have to replace your equipment you have the peace of mind that it won’t have devalued over time. We will replace your lost, stolen or damaged equipment with a direct replacement or if that model is no longer available, a comparable replacement.

Our Policies

Covered in policy	BRONZE	SILVER	GOLD	PLATINUM
Territorial Limits The territory in which the insurance is valid. Our worldwide insurance is optional for Bronze, Silver or Gold policies and is available for just £10 for 12 months cover. Platinum cover provides worldwide insurance as standard.	United Kingdom (Worldwide upgrade £10)	United Kingdom (Worldwide upgrade £10)	United Kingdom (Worldwide upgrade £10)	Worldwide
Golf Equipment We will cover your Clubs, Balls, Bags, Trolleys, Clothing, GPC Devices, GPS Watch and Accessories (excluding Buggies which can be provided as an add on), specifically designed and purchased for playing Golf. Golf Equipment extends to include Baggage, Personal Possessions and Trophies up to the limit defined in your insurance schedule. An excess of £50 applies to Golf Equipment, but this can be waived if the “Excess Waiver” option is selected. Golf Buggy equipment excess is £150 and will remain even if the “Excess Waiver” option is selected. New for Old for Life You’ll receive as standard ‘New For Old’ cover for the life of your equipment so in the event of a claim you would receive new equipment at your original purchase price, regardless of age. Subject to satisfactory proof of purchase. 24 Hour Cover Your equipment is protected from securely locked building, garage or compound and motor vehicle 24 hours a day providing there is evidence of forcible and violent entry to the locked building, garage or compound.	£1,000	£2,000	£3,000	£5,000
Public Liability A wayward shot could cost you a fortune. Should your shot seriously damage property or injure another person your legal position is protected. No policy excess applies.	£5 million	£5 million	£5 million	£5 million
Personal Accident Includes Accidental Death, Permanent Disablement, Loss of Limbs and Sight up to £50,000. Plus there is cover in place should you require Emergency Dental Treatment or you are hospitilised. No policy excess applies.	£50,000	£50,000	£50,000	£50,000
Hospitalisation (per day) You will be compensated as the Insured Person if you are admitted to hospital as an in-patient for a period of more than 24 hours on the recommendation of a Medical Practitioner or an appropriate doctor. An excess of 24 Hours applies.	£25	£25	£25	£25
Dental Treatment Following an accident whilst playing golf should you require any emergency dental treatment we will cover the costs for you. An excess of £50 applies to Dental Treatment, but this can be waived if the “Excess Waiver” option is selected.	£500	£500	£500	£500
Golfers Accidental Damage Next time you damage a car in the club car park or break a nearby window your policy will protect you against such eventualities. No policy excess applies. to Third Party Property.	£2,500	£2,500	£2,500	£2,500
Golf Equipment Hire We will cover the cost of hiring golf equipment if you lose or have your clubs stolen.	£500	£500	£500	£500
Hole In One The most memorable shot of your life could result in a costly beverage bill, but don't worry our hole-in-one cover will ensure you enjoy this moment to the full. No policy excess applies.	£200	£200	£200	£200
Club Subscription Reimbursement We will reimburse your golf club subscription fee if you cannot play as a result of an accident whilst playing golf. An excess of 90 days applies.	£1,500	£1,500	£1,500	£1,500
FREE Fairway Member's Golf Pack. Click here to find out more
Standard Annual Charge	£ 47.99 a year	£ 59.99 a year	£ 69.99 a year	£ 79.99 a year
15% Introductory Discount - You only pay	£ 40.79 a year	£50.99 a year	£59.49 a year	£67.99 a year
	BUY BRONZE	BUY SILVER	BUY GOLD	BUY PLATINUM
	More Info	More Info	More Info	More Info

BRONZE

Territorial Limits (Worldwide upgrade £10 )	United Kingdom
Golf Equipment (theft, loss, damage) New For Old*	£1,000
Public Liability	£5 million
Personal Accident	£50,000
Hospitalisation (per day)	£25
Dental Treatment	£500
Golfers Accidental Third Party Damage	£2,500
Golf Equipment Hire	£500
Hole In One	£200
Club Subscription Reimbursement	£1,500

Premium: £47.99

You Pay: £40.79

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SILVER

Territorial Limits (Worldwide upgrade £10 )	United Kingdom
Golf Equipment (theft, loss, damage) New For Old*	£2,000
Public Liability	£5 million
Personal Accident	£50,000
Hospitalisation (per day)	£25
Dental Treatment	£500
Golfers Accidental Third Party Damage	£2,500
Golf Equipment Hire	£500
Hole In One	£200
Club Subscription Reimbursement	£1,500

Premium: £ 59.99

You Pay: £ 50.99

BUY

GOLD

Territorial Limits (Worldwide upgrade £10 )	United Kingdom
Golf Equipment (theft, loss, damage) New For Old*	£3,000
Public Liability	£5 million
Personal Accident	£50,000
Hospitalisation (per day)	£25
Dental Treatment	£500
Golfers Accidental Third Party Damage	£2,500
Golf Equipment Hire	£500
Hole In One	£200
Club Subscription Reimbursement	£1,500

Premium: £ 69.99

You Pay: £ 59.49

BUY

PLATINUM

Territorial Limits	Worldwide
Golf Equipment (theft, loss, damage) New For Old*	£5,000
Public Liability	£5 million
Personal Accident	£50,000
Hospitalisation (per day)	£25
Dental Treatment	£500
Golfers Accidental Third Party Damage	£2,500
Golf Equipment Hire	£500
Hole In One	£200
Club Subscription Reimbursement	£1,500

Premium: £ 79.99

You Pay: £ 67.99

BUY

Any discounts will be applied at checkout.

Why choose The Golfers Club?

Our policies have been trusted by tens of thousands of golfers since 1998.
All golfers benefit from an introductory discount but over 50’s get an extra 10% off. See more
We reward our customers with a ‘Fairway Member's Golf Pack’ and if they renew we give them another as a loyalty bonus.
We make it extremely easy to take out a policy. We don’t ask you to specify your equipment, we cover it all up to the value you choose.
Other insurers can ask you to specify equipment but if you miss something off your list or buy new equipment and forget to add it on then you won’t be covered. We have had countless number of golfers switch to us for this reason when they have had a claim turned down.
New for old when replacing equipment as a result of theft, loss or damage is standard regardless of age or condition even for our Platinum policies which provides cover up to £5000.
We cover your equipment in the car, at the golf club, at home or at work, 24 hours a day, as standard.
There is no single article limit for golf equipment claims.
Injury to a third party or damage to property is a golfer’s biggest financial risk. In today’s litigious society we think £5million Public Liability should be a minimum requirement.

Play golf abroad? Worldwide cover is available as standard on a Platinum Policy or a £10 worldwide upgrade option is available on our Bronze, Silver or Gold policies. So you don’t have to have worldwide cover if you don’t want.
If your equipment is lost or stolen (a common occurrence when travelling) you can hire equipment and claim for it. Our Personal Claims service will get you back on the course quickly.
Personal accidents, such as being hit in the mouth, are more frequent than you might think, so we provide cover up to £50,000 across all polices.
Personal injury can result in your club membership going unused, so we provide club subscription reimbursement up to £1000 to protect against this.
If you’re lucky enough to get a hole-in-one, then celebrate because we’ll pick up the tab.
Most insurance has an excess but ours is just £50 for Golf Equipment and this can be waived by paying only £6 per year.
Liability claims when using your buggy covered as standard and upgrades are available if you own your own buggy and need cover for theft and damage.
This is a summary of why we think you should choose us. Of course as with all insurance you should read your policy wording carefully.
Fairway Member's Golf Pack
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Important Documents

Please note that the above is a brief summary of cover and should be read together with the full policy terms, conditions and exclusions, which are detailed within our Important Documents page. Insurance cover is available to residents of Great Britain, The Isle of Man, Northern Ireland and The Channel Islands, and is subject to the laws of England and Wales.